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What happens when my Trial Work Period is completed?

December 09, 20252 min read

Hitting the end of your 9-month Trial Work Period (TWP) is a massive accomplishment. It proves you have the skills and the drive to succeed.

But we know the "celebration" often comes with questions: Is the safety net gone? Will I lose my healthcare?

Take a deep breath. There is no sudden cliff.

The system is designed with a buffer to give you space to grow without fear. Your success doesn’t stop at 9 months; it’s just the beginning of the next chapter.

Welcome to the Safety Zone (The EPE)

You are now entering the Extended Period of Eligibility (EPE). Think of this as a 36-month financial safety net.

During this time, Social Security reviews your earnings against a limit called Substantial Gainful Activity (SGA).

For 2026, the numbers are:

  • $1,690/month (Standard Limit)

  • $2,830/month (Limit if you are blind)

The Rule is Simple: As long as you earn less than that limit and still have a disability, you keep both your paycheck and your full benefit check.

We Do The Math For You

You shouldn't have to be an accountant to keep your benefits.

Your Career Coaches at The A-Team track your numbers month-by-month. We help you understand exactly where you stand so you can focus on your job, not the calculator.

The "What If?" Plan

Life isn't a straight line. Jobs change, hours get cut, or health flares up.

  • The Good News: You don't lose the progress you've made.

  • The Safety Net: If your earnings drop below the limit during this 36-month window, your benefits can usually restart immediately.

No new application. No waiting period. No panic.

Stop Guessing. We’ve Got You.

You don’t need to be a government policy expert—that's our job. We help people with disabilities navigate the "oh-nos" and the unknowns so you can build a career on your terms.

Ready to stop worrying about the paperwork? Let’s chat.

We work different.

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